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Buy or Sell
Combined our team has 24+ years of experience
Refinance
Retain your property and use the equity in your property
The whole process is made simple with the guide of a real estate professional. Purchase – simply stated is buying a home or investment property either all cash or with seller/lender financing. Having the home buying process explained makes your decision to own your own home or investment property less stressful. There are several purchase loan options because no one product fits everyone.
Don’t be a lookie-loo or waste your time putting in offers that don’t get accepted because you are not prepared. Do you need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and that gives you comfortable money borrowing terms. You don’t want the rest of your life to suffer because your housing payment is not favorable to your chosen lifestyle.
Buy
Single family residence 1-4 units as a primary residence, second home or investment property.
Refinance
Real property owners receive a cash-out or rate and term refinance of your existing property to get liquidity or lower your payments.
Invest
Real property investment loans help people buy property to hold, rent or flip. Let's create new opportunities for generational wealth!
KEY FACTORS
Do I Qualify?
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DTI 43 /49
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FICO 620
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2 years of Employment
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Expense Reserves
Key Factors are not the only factors that lenders consider prior to offering a loan to a borrower(s). Talk to a qualified mortgage specialist to find out if you are qualified for a home or investment property loan. BOOK APPOINTMENT
At Grayson Realty & Lending (GRL) we’re here to make the home loan process easier, with technology and knowledge that will help guide you along the way, starting with a pre−approval application.
Not to mention, we are not yes people we are people that listen to your wants and needs and help you make an educated decision pertaining to the various loan products available that pertain specifically to your situation. Rember, there is not one size fits all. Whether you’re a first-time homebuyer or a repeat buyer we’ll pair you with the right home purchase loan for you.