Rate and Term - Chantal Grayson Broker Realtor

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Retain your property and use the equity in your property

Rate and Term is a type of refinance loan product where the borrower is looking to lower their monthly payment by getting a lower interest rate and or shorter terms.

Rate and Term loan products are great for people that do not want to touch their proper’s equity but are looking to lower their monthly payment, shorten the term of their loan. By lowering your current loan interest rate borrowers could save thousands of dollars over the course of their loan. Want to see how much you can save schedule a FREE consultation today!  BOOK APPOINTMENT  We are looking forward to hearing what you have in mind.


Single family residence 1-4 units as a primary residence, second home or investment property.Single family residence 1-4 units as a primary residence, second home or investment property.


Real property owners receive a cash-out or rate and term refinance of your existing property to get liquidity or lower your payments.


Real property investment loans help people buy property to hold, rent or flip. Let's create new opportunities for generational wealth!


Do I Qualify?

  • Current Interest Rate

  • Property LTV

  • Borrower(s) DTI

  • Reserves

Key Factors are not the only factors that lenders consider prior to offering a loan to a borrower(s). Talk to a qualified mortgage specialist to find out if you are qualified for a home or investment property loan. BOOK APPOINTMENT

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Common things borrower(s) do a Rate and Term loan for: Extra money by lowering current monthly payments, paying off current mortgage lien sooner. Now-a-days have extra money monthly means a lot to the average family. A lot of home owners use the extra income to increase their savings, start a business, or even invest in leisure activities.

Whatever the reason, right now interest rates are at an all time low. there is not time like to present to inquire about your refinance options and adjusting your current loans Rate and Term. Remember Rate and Term simply means changing your loans rate and or term or both. Or if you’re ready to get started, you can apply online APPLY HERE!

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